As the foundation of the Commerce Protection Platform, Signifyd’s Commerce Network unites identity and intent data from merchants across the globe with PSP data, issuer insights and a merchant’s own consumer data. Signifyd then leverages machine learning (ML) capabilities to surface actionable commerce insights for merchants and improve the accuracy of fraud detection.
The resulting insights power seven core commerce protection products:
Account Protection
Auth Rate Optimization
Dynamic Exemption Management for the EMEA region
Complete Chargeback Protection
Chargeback Recovery
Return Abuse Prevention
Guaranteed Fraud Protection for the US region
Pre-Auth - Signifyd fraud screens an order pre-payment authorization and allows you to block Signifyd declined orders at checkout and only send Signifyd approved orders to the payment gateway for payment authorization. This ensures you only send cleaner traffic to your payment provider, improving your conversion rate.
Post-Auth - Signifyd fraud screens an order once the payment authorization is complete, allowing you to fulfil only those orders that were guaranteed approved by Signifyd and stop/review orders declined by Signifyd.
PSD2 and SCA exemption - Signifyd performs transaction risk analysis (TRA) and identifies if an order qualifies for Strong Customer Authentication (SCA) exemption for European merchants, reducing unnecessary friction on checkout and improving the conversion rate.
commercetools’ customers can choose to either self-host or make use of cloud provider services, such as serverless functions, to host Signifyd’s commercetools connector. To use the connector, you will need to have a commercetools project, and a Signifyd-provided API key.