Developed ByCybersource (A Visa Solution)
Whether you’re looking to move to commercetools or are already using it, our certified integration can quickly help you reach your digital commerce goals. Our global, modular payment management platform can support you to enhance customer experience, grow revenues and mitigate risk.
- Seamless payments, global reach: Cybersource, a Visa solution, is the only global, modular payment management platform built on secure Visa infrastructure with the payment reach and fraud insights of a massive $500B+ global processing network.
- Accept payments worldwide: Our integrated platform supports popular payment methods across channels and helps boost conversion, with support for payment acceptance in 190 countries and territories covering 50+ funding currencies and connections into 150+ processors/acquirers.
- Minimise fraud loss and maximise revenue: Equipped to handle massive transaction volumes from worldwide customers, our solution automates and streamlines fraud screening—helping you achieve the right balance between maximising sales, reducing fraud losses and controlling operational costs.
- Safeguard your customers’ payment data: Payment data is critical to business, but it’s toxic if mishandled or stolen leading to potential financial losses, erosion in customer loyalty and brand damage. We help keep sensitive customer payment data safe by removing it from your network and vaulting it in secure Visa data centers.
Description of the Integration
The Cybersource Payment Management Platform for commercetools provides access to the following Cybersource services.
- Payment acceptance: Accept credit card payments worldwide with functionality including payment, payment reversal, capture, refund and credit. Also supports Visa Checkout.
- Fraud management: Tools and expert help you need to reduce fraud and accept more valid orders across channels and geographies. With 3-D Secure 2.1, you can help support Europe’s PSD2 SCA mandate—all while maintaining a customer-friendly checkout experience.
- Payment security: Our services reduce your exposure to risk and simplify your PCI DSS compliance.
The integration approach is based-on commercetools’ API Extensions, enabling access to Cybersource services through commercetools in a flexible way. commercetools’ customers can choose to either self-host or make use of cloud provider services, such as serverless functions, to host the code invoked by commercetools. The extension is split into library services used to support the web-services needed for API Extension invocations and sample implementations of the web-services. The sample implementation makes uses of a lightweight Spring-boot application.